Products Personal and commercial automobile Motor Truck Cargo

Motor Truck Cargo

Target

  • Short to medium haul carriers (within or between provinces)
  • General freight
  • Couriers
  • Reefer/refrigeration breakdown
  • Incidental USA exposure
  • Trailer interchange
  • Contingent cargo: supermarkets, grocery stores, building materials, paper, plastic, tire transport, furniture and household appliances transport, clothing transport, scrap metal transport

**Available for  Ontario Saskatchewan Manitoba Alberta  and British Columbia 

About

Property in motion is just as vulnerable to loss as fixed property, often even more so, but a standard property policy will typically exclude or limit coverage while in transit. In addition to the standard exposures such as water and fire; the risk of theft, temperature change and collision are increased when property is being transported. If your client is responsible for the goods they are transporting, whether by land or sea, April Canada can help you with Motor Truck Cargo insurance.

Coverage

  • Cargo insurance limits up to $500,000
  • $750 minimum premium Transport General Liability
    • $5,000,000 maximum limit for general liability

Underwriting norms

  • Coverage limited to Quebec and within 50 kilometers of major risk areas
  • Rates and deductibles vary by commodity type
  • Credits available for >3 units or short haul carriers (<80km)
  • Supporting CGL available