Products Personal and commercial automobile Motor Truck Cargo

Motor Truck Cargo

Target

  • Short- to medium-haul carriers, within or between provinces
  • General freight
  • Couriers
  • Incidental U.S. exposure
  • Trailer interchange
  • Reefer / refrigeration breakdown
  • Contingent cargo: supermarkets, grocery stores, building materials, paper, plastic, tire transport, furniture and household appliances, clothing, scrap metal

**Available for  Ontario Saskatchewan Manitoba Alberta  and British Columbia 

About

A commercial vehicle is vital for many businesses. However, these vehicles face specific risks related to their intensive use and often valuable cargo. Our commercial transport insurance is designed to protect businesses from the financial consequences of property damage or bodily injury caused by or to these vehicles

Contact
+1 (437) 317-0477
EN:ext. #2071
FR:ext. #2071

Coverage

  • Cargo insurance limits up to $500,000
  • $750 minimum premium for Transportation General Liability
  • Maximum General Liability limit of $5,000,000

Underwriting norms

  • Commercial drivers with less than 3 years in business are eligible
  • Minimum driver age: 21 years old
  • No transportation of bulk goods, towing, cement, hazardous materials, waste/rejects, boats, hanging meat, containers or more than 4 vehicles
  • No driving schools
  • Recreational and emergency vehicles are not eligible, including taxis
  • Drivers with more than 2 major convictions or 4 minor convictions are not eligible
  • Coverage limited to Quebec and within 50 km of major risk areas
  • Reefer equipment must be 10 years old or newer
  • No online vehicle sales
  • No performance garages
  • No import-export activities