Products Residential Short Term Rentals Insurance

Short Term Rentals Insurance

Many landlords are seduced by short-term rentals, as illustrated by the success of sites such as Airbnb©, but few of them are aware of the risks associated with this practice.

**Available for  Quebec Ontario  and Alberta 

Target

  • Single-family homes
  • Secondary and seasonal residences
  • Mobile homes
  • Maximum of 10 guests per nigh
  • Apartment buildings (maximum of 3 units in short-term rental : beyond that, the risk will be considered as commercial)
  • Available on a monoline basis
  • Contact
    Quebec
    +1 (514)-789-2399
    FR:ext. #2060 & EN: #2061
    ON & Western Canada
    +1 (437) 317-0477
    FR:ext. #2060 & EN: #2061

    Coverage

    • Protection available against theft and/or vandalism during the rental period, subject to an additional premium
    • Extension of civil liability for boats made available to guests

    Underwriting norms

    • Maximum coverage amounts:
      • $1,500,000 for a building located in a protected area
      • $1,100,000 for a building located in a semi-protected area
      • $750,000 for a building located in a non-protected area
      • $75,000 for a condo
    • No heritage homes
    • No rooming houses
    • No resort-run homes