Cyber Insurance

Coverage

• Business interruption : additional expenses and lost business income incurred due to a full or partial shutdown of your computer system
• Digital asset destruction : costs to restore or recreate data caused by either a mistake in the use of or a breach of the Insured’s computer system
• Incident response expenses : costs to manage a data breach including IT forensic costs, public relations and legal expenses as well as the cost of notifying customers of the situation and providing credit or monitoring to them
• Regulatory defence and penalties : fines and penalties resulting from a regulatory action following a security breach of the computer system or a breach of privacy
• Payment card industry fines and expenses : fines and expenses that relate to credit card breaches from non-compliance with payment card industry data security standards
• Security and privacy liability : damages and defence expenses from a legal suit which the Insured is legally obligated to pay as result of a security breach or privacy breach
• Multimedia liability : liability and defence costs incurred as a result of infringement of offline/online media
• Limits of $25.000, $50.000, $100.000, $250,000 and $500.000 online
• Limits of $1,000,000 and greater available with referral