What should a business do in case of a cyber attack? Here are 4 considerations a business should think about if it is in the unfortunate position of suffering a hit. 1. Privacy – You must start with privacy. Who has been affected by the breach? Which data is compromised: client, vendor or employee data? […]
Sometimes our risk of the month can be a bit more of a risqué risk of the month! This month the risk we are highlighting is a building that turned out to be in fact a massage parlour with a twist. Jean David Michaud, the underwriter who worked on this risk said: “Its not every […]
As everyone knows, this year here in Canada we are celebrating Canada`s 150th anniversary with events all over the country. As part of these celebrations the worlds largest rubber duck was used in many towns. April Canada is proud to have been able to provide the insurance for the transportation of this duck in the […]
In an evolving world where more than 3 million people have internet access, getting Cyber Insurance against cyber attacks is becoming a more important consideration. The world is changing very quickly, resulting in new ways of working and the diversification of risks. Furthermore, we are all witnessing a real amplification of cyber-attacks over the last few […]
Getting a quote to insure a vacant building under renovation can be a lot of work. At April, you can get a vacant homes insurance quote very quickly with a few smart moves. There are many requests for quotes on vacant buildings undergoing minor renovations. In fact, it’s the most common request at APRIL. Each […]
Your employees gather personal information from customers, and your company stores this confidential information. Therefore, you are exposed to risk! These violations have targeted confidential data of a personal and commercial nature, exposing companies, employees, business partners and their customers to potential risks. All organizations are exposed to direct risks, such as the risk of […]
Though it has seen a few setbacks of late – notably in a few major cities with strong hotel lobbies – the homestay industry pioneered by Airbnb and a few other firms looks poised to remain a major part of the commercial travel and tourism market. As more and more homeowners rent their houses, apartments, […]
Every year, Santa Claus waits for your letters and takes the time to read each one, but this time he also wanted to send you a little message. We hope you take the time to read it carefully. Press release For immediate distribution “I’m a professional just like you!” “Each year, I handle requests that […]
As risk prevention specialists, brokers offer coverage that meets policyholder needs while also giving valuable advice. These tips can prevent a risk and significantly reduce any damage, as well as ensuring the compensation process has a satisfactory outcome. APRIL Canada has interviewed home insurance professionals to put together a list of the five best tips […]
Rising home prices have been an issue across Canada for sometime now, especially in some of the nation’s hottest markets.
Homeowners insurance is vital for anyone who owns their property, whether that’s an actual house or a condominium.
On October 20, 2016 at 10:20am, Quebec and British Columbia are preparing to face ”The Great ShakeOut” Don’t panic! It’s only an international earthquake preparation exercise. APRIL Canada is participating in the Emergency Preparedness Week by emphasizing the importance of preparing ourselves in case of natural disaster, whether it’s a tornado, torrential rains or an […]
There are many different ways in which marinas can allow people across Canada to have a good time in the summer, or even earn a living year-round.
While many people may think of the food service industry as being mostly about restaurants and even food trucks, there are plenty of businesses in the field that don’t fit into those boxes.
Every business faces certain types of risk in the course of their daily operations, and this may be especially true for jewellers.
Many Canadians – especially those who tend to travel a lot – may occasionally decide to put their homes up for short-term rentals on sites like Airbnb.
Every kind of business faces unique challenges and risks that others do not, and those in the food production or manufacturing industries likely know this all too well.
Most transportation companies can go long stretches of time without having one of their drivers get into an accident, because they are typically well-trained and very professional.
Across Canada, “sharing” services like Airbnb, Uber, and Lyft are quickly gaining popularity.
When dealing with elderly residents on an ongoing basis, long-term nursing facilities or retirement homes have a lot to consider.
Many people across Canada love to live the snowbird lifestyle, enjoying the beautiful summers, but heading down to the Southern U.S. when winter rolls around.
Each quarter, our consultant Raymond offers his advice to help transport companies improve safety. Cell phone use while driving Demerit points on a PEVL file and accidents due to cell phone use while driving are frequent. Therefore, it is important to raise drivers’ awareness on this subject and have a written policy forbidding any driver to […]
Accidents happen in any business, and when they do, companies need to be prepared for the fallout that can accompany them.
Any business, large or small, faces challenges in its daily operations, but some are more considerable than others.
When companies are called in to handle storage tank spills and other cleanup efforts, there is obviously a risk inherent to that.
Across Canada, many consultants regularly do good, hard work for their clients and rarely encounter hiccups.
Anyone who works in a brewery knows full well that they’re more hazardous than many people might expect.
When homeowners are renovating their houses, the process can be a long and rather expensive one.
Dealing with lawsuits is hopefully not a problem that many personal trainers will encounter in the course of doing their jobs, but for some, it’s an unfortunate reality.
Small business owners across Canada know that, while it is uncommon, disaster can strike at any moment.
No one wants to have their car stolen, but that is just an unfortunate reality that many Canadians face every year.
Burst pipes represent a nightmare scenario that many homeowners across Canada have unfortunately faced.
As many in the health care industry know full well, medical mistakes can happen at any time.
Many veterinarians across Canada go about their business with little difficulty, as things run relatively smoothly in the daily operations of their practices. However, things do occasionally tend to go wrong in unpredictable ways, and when they do, that can sometimes be construed by pet owners as being the result of malpractice. As such, it’s […]
When most people hear the word “malpractice” they think of doctors who make a mistake in diagnosing or treating a person’s problem, and the attendant lawsuits that typically follow.
Across Canada, there are a large number of traffic accidents every day, and a fair number of them involve vehicles that are in some way involved in the process of shipping goods from one part of the country to another. This unfortunate reality is unavoidable, and it’s something that freight brokers know all too well. […]
The oil and gas businesses messy ones, as contractors who work in those fields can attest.
Across Canada, millions of small business owners, regardless of the field in which they operate, know that it’s vital to have a good insurance plan in place in the event of any number of potential issues. This is certainly true for used car dealerships, because of the value of the inventory they typically hold, and […]
Homeowners face many risks that may not be all that common, but which can have a devastating impact on their properties when and if they happen.
Across Canada, many homeowners and entrepreneurs know the problems that can be associated with cold weather. And while it’s easy to predict that winters can get very cold indeed, coupling that fact with other issues can lead to major problems for their properties. For instance, one area a few hours north of Toronto recently learned […]
Most small business owners know that having the right insurance coverage for their various and specific needs is crucial to the successful operation of their company. However, many also end up learning the hard way that the policies they’ve had for years may not be adequate to the needs that have evolved over time. As […]
Today is 1st April, the beginning of an important month for APRIL Canada, and the date where, in many countries, people participate in April Fools day.The 1st April is known as the day of creating elaborate pranks or hoaxes to fool others. Over the years, there have been many elaborate and fantastic hoaxes perpetrated on […]
Did you know that APRIL Canada has a commercial marine offering for brokers in answer to the expertise gap emerging within the market? Since August 2015, Claude Deslage has been heading up the new unit as the National Director of Commercial Marine. “We felt it was a good time for someone to come in and […]
During the month of April, we are saying “thank you” to our broker partners for their support. You can earn reward gifts based on the amount of new business that you place with APRIL this month.Starting at just two new policies bound in the month of APRIL, you will automatically be rewarded with aBluetooth Speaker. […]
Millions of first-time homeowners across Canada have what they may think is the right kind of home insurance coverage, but the issue is they may occasionally face incidents which challenge those beliefs.
Each year, millions of Canadians may be concerned with their auto insurance costs, and want to know all the factors that go into setting those premiums. While the obvious things like the make, model, age of the car, or the person’s driving record will obviously come into the picture, what many people might not know is […]
Any traffic accident that results in a death is tragic, but when those accidents involve children, the results are even more shocking and sad. And unfortunately, these kinds of accidents are all too common in Canada and other parts of the world. Now, though, a Swedish company has developed an app aimed at reducing these […]
Across the country, millions of consumers may be worried about their rising auto insurance premiums over the last several years. However, some experts now believe that a better situation for all Canadian drivers could come if local police officers get a little more aggressive about punishing bad driving habits. And while this may or may not […]