Although snow is a reoccurring reality in Canada, it continues to pose challenges for most Canadians, especially those that make it their business. One of these challenges can be finding competitive and appropriate insurance for their business, whether solely snow removal or as a seasonal component to year round landscaping service.

APRIL Canada offers a Broad Form General Liability policy to ensure these business owners are protected.

Target Clients

  • Contractors doing snow removal
    • Parking lots
    • Sideways
    • Bus shelters
    • Residential driveways
  • Landscapers with seasonal activity
  • Ineligible operations:
    • Clearing of Federal, Provincial or Municipal roads or highways
    • US exposure

Coverage features

  • BI/PD limits up to $5 million
  • Deductibles starting at $5,000
  • Packages available to include additional coverages such as:
    • Contractor’s Equipment
    • Tool Floaters
    • Office Contents

Underwriting Considerations

  • Minimum premium $2,500
  • All subcontractors must have minimum $2 million liability insurance
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This product is only available for vehicles registered in Quebec.