Although Airbnb © and more generally short term rentals have recently become popular among property owners, few people measure the actual risks involved.  In order to ensure proper coverage, each risk must be individually assessed on its own merits and exposures. APRIL Canada can help with its new tailor-made short term rentals insurance. Product available in Ontario and Québec.

Target Clients

  • Property owners who rent out part or all of their home
  • Airbnb © and HomeAway hosts qualify, as well as home exchange
  • 100% short-term rental occupancy
  • Stand alone rental
  • Condo and secondary or seasonal homes are eligible too
  • Subletting is not eligible

Coverage Features

  • Water & Sewer back up options may be available
  • Rental value included, up to 10% of the property value
  • Vandalism & theft during rental period available at an additional cost*
  • Liability extension for watercrafts made available for guests
  • The Appliance Warranty, available as an add-on on any Residential APRIL policy

    • -3-appliance plan for $134. -5-appliance plan for $189. -If the appliance is not repairable, the landlord can buy a new one from a very extensive catalog at discounted price.

*Subject to conditions

Underwriting Considerations – AirBnB & Short Term Rentals

  • Flexible terms to reflect dwelling use  (i.e. on a mixed use dwelling the deductible is only  increased when rented)
  • Maximum coverage amounts:
    • $750,000 for a building located in a protected area
    • $525,000 for a building located in a semi-protected area
    • $425,000 for a building located in a non-protected area
  • For a quick answer please provide both CSIO and Airbnb-Short term rental forms

DownloadApplication

Download Application
Airbnb ©- Short term rental Download Application
Residential Application

DownloadFeature Sheet

Download Sheet
APRIL Insurance for Short Term Rentals

Alexis Giore

Alfa Insurance Brokers

Can always count on you guys for quick quotes!! Thank you!

Matt Salisbury

Cambrian Insurance Brokers Ltd

5 stars for APRIL!

Rod Fox

Lakeview Insurance Brokers

APRIL simply is insurance made easy.

[EN] Submit a downloadable form - Product details

Get a quote

FOR INSURANCE BROKERS ONLY.

Sending us a submission has never been easier. Upload one of our application forms (see above) or any other suitable app, and we will get back to you as soon as possible.

Alternatively, if you prefer please contact us directly via the following email address at residential@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercial@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at toronto@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at transport@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercialmarine@april.ca.

This product is only available for vehicles registered in Québec.

Select your province

This field is required. Attaching an application form is essential to enable us to best process your request and give you the best informed response.

Drop a file here or click to upload Choose File
Maximum upload size: 10MB
Accepted formats: .pdf, .doc, .docx, .jpg, .png
reCAPTCHA

News & Stories

More news and stories