The center of a building owner’s business is their property, so it’s critical to protect. Besides regular property maintenance and diligent tenant selection, appropriate insurance coverage is essential.

Where standard markets increasingly shy away from these businesses due to a rise in claims frequency, older construction and other challenges, APRIL Canada stands out above the rest by continuing to underwrite the individual risk and provide tailor made terms and coverages.

Target Clients

Commercial, Industrial or Residential clients, including:

 

  • Shops & Stores
  • Offices
  • Plants & Industrial Parks
  • Bars, Restaurants & Hotels
  • Apartments, Condos, Stratas
  • Rented Dwellings
  • Vacant properties
  • Mixed use buildings

Coverage features

  • Property-capacity up to $10 million including :
    • Buildings
    • Equipment & Machinery / Boiler
    • Business interruption / Rents
  • Flexible Liability Options up to $ 10 million including :
    • Owner’s Landlords & Tenants Liability
    • CGL
  • Comprehensive frills package including :
    • Building Ordinance & Law
  • Additional Coverage available :
    • Sewer back-up
    • Earthquake and / or Flood
  • Crime – including :
    • Employee dishonesty
    • Cash and value

Underwriting Considerations

  • Providing both 100% terms or participation
  • Vacant or occupied
  • Named Perils or All Risk
  • OLT or CGL
  • Various constructions including frame
  • All levels of protection classes (protected, semi-protected and non-protected zones)
  • High Risk occupancy
  • Claims

DownloadApplication

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Property/CGL Application Download Application
Vacant commercial building Download Application
Capacity request Download Application
Commercial renewal (short form)

DownloadFeature Sheet

Download Sheet
APRIL - Realty Insurance Feature Sheet

Adam Hinks

Pearson Dunn

APRIL has assisted me on numerous occasions with very challenging and tough to place risks and the results have been fantastic. Terrific turnaround time on quotes from their underwriters and a willingness to listen to the whole story and help find solutions really exemplifies what APRIL is all about.

Sophie Poulin

Fortin Ouellet

APRIL stands out from other MGA`s due to the simplicity of their web service and their quick responses

Line Gagné

Harmonia Assurance

APRIL is an MGA which listens to its brokers.

[EN] Submit a downloadable form - Product details

Get a quote

FOR INSURANCE BROKERS ONLY.

Sending us a submission has never been easier. Upload one of our application forms (see above) or any other suitable app, and we will get back to you as soon as possible.

Alternatively, if you prefer please contact us directly via the following email address at residential@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercial@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at toronto@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at transport@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at marine@april.ca.

This product is only available for vehicles registered in Québec.

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