A rather special risk
The center of a building owner’s business is their property, so it’s critical to protect. Besides regular property maintenance and diligent tenant selection, appropriate insurance coverage is essential.
Where standard markets increasingly shy away from these businesses due to a rise in claims frequency, older construction and other challenges, APRIL Canada stands out above the rest by continuing to underwrite the individual risk and provide tailor made terms and coverages.
Target Clients
Commercial, Industrial or Residential clients, including:
- Shops & Stores
- Offices
- Plants & Industrial Parks
- Bars, Restaurants & Hotels
- Apartments, Condos, Stratas
- Rented Dwellings
- Vacant properties
- Mixed use buildings
Coverage features
- Property-capacity up to $3 million including :
- Buildings
- Equipment & Machinery / Boiler
- Business interruption / Rents
- Flexible Liability Options up to $ 10 million including :
- Owner’s Landlords & Tenants Liability
- CGL
- Comprehensive frills package including :
- Building Ordinance & Law
- Additional Coverage available :
- Sewer back-up
- Earthquake and / or Flood
- Crime – including :
- Employee dishonesty
- Cash and value
Underwriting Considerations
- Vacant or occupied
- Named Perils or All Risk
- OLT or CGL
- Various constructions including frame
- All levels of protection classes (protected, semi-protected and non-protected zones)
- Claims
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DownloadFeature Sheet
Download SheetAPRIL - Realty Insurance Feature Sheet
Commercial web quoting - Available only in Ontario and Western Canada
Vacant Building
Alexis Giore
Alfa Insurance Brokers
Can always count on you guys for quick quotes!! Thank you!
Matt Salisbury
Cambrian Insurance Brokers Ltd
5 stars for APRIL!
Rod Fox
Lakeview Insurance Brokers
APRIL simply is insurance made easy.