The center of a building owner’s business is their property, so it’s critical to protect. Besides regular property maintenance and diligent tenant selection, appropriate insurance coverage is essential.

Where standard markets increasingly shy away from these businesses due to a rise in claims frequency, older construction and other challenges, APRIL Canada stands out above the rest by continuing to underwrite the individual risk and provide tailor made terms and coverages.

Target Clients

Commercial, Industrial or Residential clients, including:

 

  • Shops & Stores
  • Offices
  • Plants & Industrial Parks
  • Bars, Restaurants & Hotels
  • Apartments, Condos, Stratas
  • Rented Dwellings
  • Vacant properties
  • Mixed use buildings

Coverage features

  • Property-capacity up to $10 million including :
    • Buildings
    • Equipment & Machinery / Boiler
    • Business interruption / Rents
  • Flexible Liability Options up to $ 10 million including :
    • Owner’s Landlords & Tenants Liability
    • CGL
  • Comprehensive frills package including :
    • Building Ordinance & Law
  • Additional Coverage available :
    • Sewer back-up
    • Earthquake and / or Flood
  • Crime – including :
    • Employee dishonesty
    • Cash and value

Underwriting Considerations

  • Providing both 100% terms or participation
  • Vacant or occupied
  • Named Perils or All Risk
  • OLT or CGL
  • Various constructions including frame
  • All levels of protection classes (protected, semi-protected and non-protected zones)
  • High Risk occupancy
  • Claims
[EN] Submit a downloadable form - Product details

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FOR INSURANCE BROKERS ONLY.

Sending us a submission has never been easier. Upload one of our application forms (see above) or any other suitable app, and we will get back to you as soon as possible.

Alternatively, if you prefer please contact us directly via the following email address at residential@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercial@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at toronto@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at transport@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at marine@april.ca.

This product is only available for vehicles registered in Québec.

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