The center of a building owner’s business is their property, so it’s critical to protect. Besides regular property maintenance and diligent tenant selection, appropriate insurance coverage is essential.

Where standard markets increasingly shy away from these businesses due to a rise in claims frequency, older construction and other challenges, APRIL Canada stands out above the rest by continuing to underwrite the individual risk and provide tailor made terms and coverages.

Target Clients

Commercial, Industrial or Residential clients, including:


  • Shops & Stores
  • Offices
  • Plants & Industrial Parks
  • Bars, Restaurants & Hotels
  • Apartments, Condos, Stratas
  • Rented Dwellings
  • Vacant properties
  • Mixed use buildings

Coverage features

  • Property-capacity up to $10 million including :
    • Buildings
    • Equipment & Machinery / Boiler
    • Business interruption / Rents
  • Flexible Liability Options up to $ 10 million including :
    • Owner’s Landlords & Tenants Liability
    • CGL
  • Comprehensive frills package including :
    • Building Ordinance & Law
  • Additional Coverage available :
    • Sewer back-up
    • Earthquake and / or Flood
  • Crime – including :
    • Employee dishonesty
    • Cash and value

Underwriting Considerations

  • Providing both 100% terms or participation
  • Vacant or occupied
  • Named Perils or All Risk
  • OLT or CGL
  • Various constructions including frame
  • All levels of protection classes (protected, semi-protected and non-protected zones)
  • High Risk occupancy
  • Claims
[EN] Submit a downloadable form - Product details

Get a quote


Upload one of our application forms (see above) or any other suitable app, and we will call you back as soon as possible.

Select your province

This field is required. Attaching an application form is essential to enable us to best process your request and give you the best informed response.

Drop a file here or click to upload Choose File
Maximum upload size: 8.39MB
Accepted formats: .pdf, .doc, .docx, .jpg, .png

This product is only available for vehicles registered in Quebec.