APRIL Canada is an MGA backed by worldwide expertise in providing innovative
insurance solutions for your hard to place insurance risks across Canada.
Consultants and Licensed Professionals have a special duty of care to their clients and
therefore require a more specialized type of coverage over and above a standard CGL.
Professional liability insurance, also known as errors and omission insurance, responds
to and defends for claims arising from actual or alleged negligent act, misstatement or
misrepresentation, in the performance or failure to perform professional services

Target Clients

 Various professionals such as, but not limited to:
  • Architects & Engineers
  • Contractors
  • Consultants
  • Testing: DNA, Audiometric, Non-Destructive, Laboratory
  • Agents: Travel, Transportation, Customs & Forwarding
  • Event Planners
  • Counselling, Arbitration or Mediation Services
  • Guard & Patrol Services
  • Travel & Ticket Agents
  • Translators & Interpreters
  • Urban Planners
  • Ship Brokers
  • Facilities & Property Management
  • Investigators, Process Servers, Court Reporters and Paralegal

Coverage Features

  • Defence Costs in addition to Policy limits and First dollar defence
  • Coverage for claims made worldwide, with duty to defend in Canada and the USA
  • Split deductible
  • Silent or a professional services write-back on Asbestos, Mould and Pollution
  • Extensions include
  • Libel and Slander
  • Breach of Copyright
  • Breach of Warranty of Authority
  • Loss of Documents
  • Dishonesty of Employees
  • Extended Reporting
  • $50,000 Disciplinary Proceeding Reimbursement
  • $50,000 Occupational Health and Safety Reimbursement

Underwriting Considerations

  •  Limits available from $250,000 up to $10,000,000
  • Minimum deductible $1,000
  • Minimum premiums starting $750
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This product is only available for vehicles registered in Quebec.