Food and drink companies in Canada are experiencing a wide range of changes in their risk environment from regulatory change, cross-border exposure, media and consumer scrutiny, rising standards of food safety – all leading to an increase in the frequency and severity of recalls.

We’re therefore delighted to introduce APRIL’s Food & Drink Product Contamination product, specifically designed to protect your client against foreseeable eventualities such as product contamination.

Target Clients

  • Food and drink manufacturers
  • Retailers
  • Distributorsmporters and co-packers
  • Importers
  • Co-packers

Coverage Features

  • Loss of gross profits
  • Recall expenses
  • Rehabilitation costs
  • Replacement expenses
  • Destruction costs
  • Third party recall expenses
  • Consultant costs
  • Additional cover available for:
    • Government recall
    • Adverse publicity
    • Customer’s loss of profit
    • Product Recall Liability damages
  • Available both stand-alone or with APRIL’s manufacturing package


Coverage Triggers

  • Accidental contamination
  • Malicious product tamper
  • Mislabeling
  • Product extortion
  • Government recall

Underwriting Considerations

  • $ 300m + capacity available
  • Minimum premium $ 10,000
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This product is only available for vehicles registered in Quebec.