Whether your client is new to Canada, buying their first home or struggling with financial issues, it can be difficult to find affordable home insurance without a proven track record. To help you to protect your clients, APRIL Canada is proud to present its non-standard financial situation residential insurance package including an optional payment plan. Product available in Ontario and Québec.

Target Clients

  • Insured cancelled for non payment
  • Insured with a gap of coverage
  • Released bankruptcy
  • Private or non-standard mortgages
  • Multiple mortgages
  • Title in company name
  • First time insured
  • New to country

Coverage features

  • Broad form
  • Replacement cost
  • Water damage
  • Sewer back up
  • Theft and vandalism

Maximum coverage value

  • Protected area: $750,000
  • Semi-protected area: $525,000
  • Unprotected area: $425,000
  • Condo value & L.O. Contents

Underwriting Considerations – Non-Standard Financial Situation

  • For homeowners, condo owners and tenants across Canada
  • Rehab program may be available upon renewal: more flexible terms (premium, deductible, coverage…)
  • No credit score required
  • Payment plan available
[EN] Submit a downloadable form - Product details

Get a quote

FOR INSURANCE BROKERS ONLY.

Sending us a submission has never been easier. Upload one of our application forms (see above) or any other suitable app, and we will get back to you as soon as possible.

Alternatively, if you prefer please contact us directly via the following email address at residential@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercial@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at toronto@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at transport@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercialmarine@april.ca.

This product is only available for vehicles registered in Québec.

Select your province

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