Property in motion is just as vulnerable to loss as fixed property, often even more so, but a standard property policy will typically exclude or limit coverage while in transit. In addition to the standard exposures such as water and fire; the risk of theft, temperature change and collision are increased when property is being transported.
If your client is responsible for the goods they are transporting, whether by land or sea, April Canada can help you with Cargo insurance.
- Short to medium haul carriers (within or between provinces)
- General freight
- Excluding cement, petrochemical or explosives
- Broad Form coverage
- Included sublimits, with options to buy up:
- Debris removal $10,000
- Unattended truck $100,000
- Coverage options:
- Reefer/Refrigeration Breakdown
- Trailer Interchange
- Target Inclusion
- Riggers Endorsement
- Also available
- Contingent Cargo
- Limits up to $500,000
- $750 minimum premium
- Rates and deductibles vary by commodity type
- Credits available for >3 units or short haul carriers (<80km)
- Supporting CGL available
Motor Truck Cargo Application
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APRIL Motor Truck Cargo Liability
APRIL has assisted me on numerous occasions with very challenging and tough to place risks and the results have been fantastic. Terrific turnaround time on quotes from their underwriters and a willingness to listen to the whole story and help find solutions really exemplifies what APRIL is all about.
APRIL stands out from other MGA`s due to the simplicity of their web service and their quick responses
APRIL is an MGA which listens to its brokers.