Canadian manufacturers, distributors and wholesalers have experienced consistent growth driven by a strong domestic economy. In addition, retailers, both large and small, are starting to require that all manufacturers and/or distributors carry their own property and liability insurance in order to have their product on the retailers’ shelves.

One of the challenges, and also prominent characteristics of the Canadian manufacturing industry is its relationship with the U.S. as a key trading partner. This leads to a requirement of coverage for U.S. product exposures and physical locations, such as U.S. based sales and support offices.

Whatever your situation is, APRIL can offer you tailor-made solutions to meet your needs.

Target Clients

  • Designed for small to mid-sized manufacturers, wholesalers, and distributors across Canada
  • U.S. exposures considered

Coverage Features

  • Core package of Property, Casualty, Crime and Boiler cover plus comprehensive extensions including:
  • Hook liability
  • Moulds and patterns
  • Installation floater
  • Contents stored at U.S. locations
  • Business property being worked on
  • Catch all endorsement providing increased extension sub-limits
  • Flexible business interruption options
  • Manufacturers product impairment
  • Comprehensive crime coverage
  • Product Recall available

Underwriting Considerations

  • Limits up to:
    • $10 million TIV for manufacturers, wholesalers and distributors
    • $10 million CGL
    • Backed by Lloyd’s of London
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This product is only available for vehicles registered in Quebec.