A home away from home isn’t just an escape, it’s an investment – and one which can be challenging to protect – whether it’s in another province, difficult to get to, or rented when not in use. APRIL Canada is here to help with a flexible Seasonal and Secondary homes insurance solution to fit your clients’ needs and budget. Product available in Ontario and Québec.

Target Clients

 

  • Standalone or Additional Location
  • Out of Province / Country owners
  • Owner occupied or Rented (long or short term)
  • Airbnb hosts
  • Detached, Townhome or Condo

Coverage features

  • Homeowners form available
    • Broad or Named Perils
  • Limited water & sewer coverage
  • Replacement Cost based on eligibility
  • Premises Liability up to $2 million
  • The Appliance Warranty, available as an add-on on any Residential APRIL policy
    • 3-appliance plan for $134.
    • 5-appliance plan for $189.
    • If the appliance is not repairable, the landlord can buy a new one from a very extensive catalog at discounted price.

Maximum coverage value

  • Protected area: $750,000
  • Semi-protected area: $525,000
  • Unprotected area: $425,000

Underwriting Considerations – Seasonal and Secondary homes

  • Unprotected, remote, island and log risks considered
  • Minimum $1,000 deductible
  • Premiums starting at $500

DownloadApplication

Download Application
Seasonal check list Download Application
Residential Application

DownloadFeature Sheet

Download Sheet
Seasonal Homes Insurance

Alexis Giore

Alfa Insurance Brokers

Can always count on you guys for quick quotes!! Thank you!

Matt Salisbury

Cambrian Insurance Brokers Ltd

5 stars for APRIL!

Rod Fox

Lakeview Insurance Brokers

APRIL simply is insurance made easy.

[EN] Submit a downloadable form - Product details

Get a quote

FOR INSURANCE BROKERS ONLY.

Sending us a submission has never been easier. Upload one of our application forms (see above) or any other suitable app, and we will get back to you as soon as possible.

Alternatively, if you prefer please contact us directly via the following email address at residential@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercial@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at toronto@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at transport@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercialmarine@april.ca.

This product is only available for vehicles registered in Québec.

Select your province

This field is required. Attaching an application form is essential to enable us to best process your request and give you the best informed response.

Drop a file here or click to upload Choose File
Maximum upload size: 10MB
Accepted formats: .pdf, .doc, .docx, .jpg, .png
reCAPTCHA