Whether to invest, accommodate their child who is studying in Canada, have a pied-à-terre for business or enjoy a seasonal residence, many insureds are buying property in Canada, even if their primary residence is in another country.

That said, it is often difficult for these clients to find insurance to cover their needs. APRIL Canada is proud to present its residential solution for these specific cases.

Target Clients

  • Insureds living temporarily or permanently in another Canadian province or another country (no geographical restrictions)
  • Condos or dwellings: whether they are vacant, rented for short or long term
  • Secondary or seasonal homes qualify too
  • Occupied by a family member
  • No mandatory occupancy
  • Canadian expatriates

Coverage features

  • Depending on the current occupancy (vacant, rented or secondary home…) :
    • Water & Sewer back up options may be available*
    • Vandalism & theft may be available*
    • Rental value*

*Under conditions

Underwriting Considerations

  • For homes and condos across Canada
  • For a quick answer please provide both CSIO and Out of country insureds
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This product is only available for vehicles registered in Quebec.

Your contact for
Residential Insurance

Lucie Lee Frappier Residential Team Leader - Out of Quebec

After working at Coast Capital Insurance Services Ltd. in British Columbia for 22 years, Lucie joined APRIL Canada in September 2015 as a senior underwriter in residential insurance.

Her know-how in underwriting and her 31 years of experience as a broker and manager has allowed her to be promoted in November 2016 as a residential Team Leader (out of Quebec).

Her passion results in her engagement towards the industry : She has instructed CIP & IBABC courses. Thanks to that, she have a particular contact with the brokers.

Lucie represents proudly the values of APRIL Canada, she doesn’t hesitate to go “out of the box” to help our brokers with their difficult risks.