A high-value home does not have the same protection needs as those covered by a conventional home insurance policy. Whether you are investing in a high value home or in the purchase of a wine cellar, adequate protection is necessary to cover/protect your assets. APRIL has been active in the high value property market for several years and is a partner of Intact Prestige (formerly La Garantie), enabling you to offer your clients extended guarantees on their high value property policy. Product available in Ontario and Québec.
Target
- Owner occupied
- Co-owner
- Tenant occupied
- Secondary residence (if the main residence is covered by Intact Prestige)
Intact Prestige advantages
- Guaranteed replacement cost
- Unlimited guarantee for additional living expenses
- Enhanced protection for parents in care homes
- Enhanced protection for students living away
- $50,000 for business assets at home
- $25,000 for credit and debit cards fraud
- $50,000 for expenses related to identity fraud
- $25,000 for jewelry, watches and gemstones
- Kidnapping fees up to $100,000 ($25,000 reward for information leading to an arrest)
- No deductible for losses over $35,000 (under conditions).
- Automobile, when the residence is covered by Intact Prestige
- Supplementary liability insurance coverage
- Risks inspection and assessed at the insurer’s expense
- Claims service via Intact Prestige
Underwriting considerations – High Value Home
- Residence of $1,000,000+
- Secondary residence if the principal residence is covered by Intact Prestige
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Alexis Giore
Alfa Insurance Brokers
Can always count on you guys for quick quotes!! Thank you!
Matt Salisbury
Cambrian Insurance Brokers Ltd
5 stars for APRIL!
Rod Fox
Lakeview Insurance Brokers
APRIL simply is insurance made easy.