A high-value home does not have the same protection needs as those covered by a conventional home insurance policy. Whether you are investing in a high value home or in the purchase of a wine cellar, adequate protection is necessary to cover/protect your assets. APRIL has been active in the high value property market for several years and is a partner of Intact Prestige (formerly La Garantie), enabling you to offer your clients extended guarantees on their high value property policy. Product available in Ontario and Québec.

Target

  • Owner occupied
  • Co-owner
  • Tenant occupied
  • Secondary residence (if the main residence is covered by Intact Prestige)

Intact Prestige advantages

  • Guaranteed replacement cost
  • Unlimited guarantee for additional living expenses
  • Enhanced protection for parents in care homes
  • Enhanced protection for students living away
  • $50,000 for business assets at home
  • $25,000 for credit and debit cards fraud
  • $50,000 for expenses related to identity fraud
  • $25,000 for jewelry, watches and gemstones
  • Kidnapping fees up to $100,000 ($25,000 reward for information leading to an arrest)
  • No deductible for losses over $35,000 (under conditions).
  • Automobile, when the residence is covered by Intact Prestige
  • Supplementary liability insurance coverage
  • Risks inspection and assessed at the insurer’s expense
  • Claims service via Intact Prestige

Underwriting considerations – High Value Home

  • Residence of $1,000,000+
  • Secondary residence if the principal residence is covered by Intact Prestige

DownloadFeature Sheet

Download Sheet
High Value Homes
[EN] Submit a downloadable form - Product details

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FOR INSURANCE BROKERS ONLY.

Sending us a submission has never been easier. Upload one of our application forms (see above) or any other suitable app, and we will get back to you as soon as possible.

Alternatively, if you prefer please contact us directly via the following email address at residential@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercial@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at toronto@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at transport@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercialmarine@april.ca.

This product is only available for vehicles registered in Québec.

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