At the onset of a construction or renovation project there may not be much other than time invested, however it doesn’t take long for the values of material and time to accumulate.

Our construction insurance solution is designed to help you protect your client`s investment at all stages of a project.


Target Clients

  • Commercial or residential
  • New ground up construction
  • Interior finishing
  • Exterior & utility updates
  • Structural repairs or changes
  • Project already started (30%)


Coverage Features

  • Annual minimum premiums as low as $400
  • Broad Form
  • Automatic policy extensions provide limited coverage for:
    • Bylaws
    • Pollutant Clean Up
    • Property in transit
    • Debris removal
    • Scaffolding, forms, etc
    • Sewer Back Up
    • and more
  • Optional coverages include:
    • Flood
    • Earthquake
    • Soft costs
    • Equipment breakdown
    • Green building
    • Business income
    • Extra expense
    • Deletion of coinsurance clause


Premises liability available

Underwriting Considerations

  • Projects up to $15million
  • Stuctures up to 100 years old (provided not heritage designated)
  • Ability to issue policy in name of builder, owner or both.
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This product is only available for vehicles registered in Quebec.