The healthcare space in Canada is quite diverse due to the origins of its population as well as the Canadian mentality of living healthily and being active. Protecting the proprietors of these health care businesses becomes very important when contemplating liabilities arising from the physical and mental nature of the procedures. These procedures could potentially lead to complication resulting in major injury. APRIL has developed a Medical Malpractice Coverage that meets that needs of these health care operations. We have split theses operations into three main categories.
*These are the top submission examples for each category. Coverage is available for a wide range of operations in addition to those noted below.
- Beauty & Style
Operations involving altering a person’s appearance* :
- Beauty Facial
- Eyelash Extensions
- Manicure & Pedicure
- Microblading / Micro – pigmentation
- Leisure & Lifestyle
Operations that change how people feel*:
- Flotation Tank Therapy
- All types of Massage
- Oriental Health Services
- Spiritual Healing
- Wellness Coaching
- Healthcare Professionals
For trained medical professionals* :
- Life Coaching
- Drug & Alcohol Counseling
- First Aid Training
- Movement Therapy
- Naturalistic Medicine
- Speech Therapy
APRIL is able to provide options for Medical Malpractice coverage with our in-house contracts. Whether it be stand-alone coverage or packages policies including property, Medmal, CGL, cyber, legal expense, and D&O.
Underwriting considerations – Medical Malpractice
- New in business accepted
- Sole proprietor or entities
- Minimum premium $110
- Minimum deductible $250
- Individual or combined E&O/CGL limits
- Stand alone / Package options
APRIL – MedMal – Healthcare Professionals Download Application
APRIL – MedMal – Leisure & Lifestyle Download Application
APRIL Canada – Medmal Beauty & Style
DownloadFeature SheetDownload Sheet
APRIL Professional Liability
Alfa Insurance Brokers
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Cambrian Insurance Brokers Ltd
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Lakeview Insurance Brokers
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