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Motor Truck Cargo Insurance

Property in motion is just as vulnerable to loss as fixed property, often even more so, but a standard property policy will typically exclude or limit coverage while in transit. In addition to the standard exposures such as water and fire; the risk of theft, temperature change and collision are increased when property is being […]

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APRIL Contractors

Contractors spend time and money to grow their business and provide expertise to clients in their chosen profession. Working in and around the customer’s property,  having the proper insurance is essential to making sure that if anything goes wrong the company is adequately protected. APRIL’s Contractors package policies are designed to provide flexible options for Contractors to […]

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Data and Cyber Insurance- Add On

Every record of personal data, payment information, or confidential corporate document is exposed to a data breach, as soon as it’s stored on a computer network. Such breaches, apart from being costly to restore can lead to loss of revenue, legal issues and major reputation damage. Comprehensive, affordable and simple, APRIL’s solution will help you […]

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Legal Expense Coverage- Add On

APRIL Canada is pleased to offer Legal Expense Insurance as part of your Commercial Insurance Package. As a business owner, you face a variety of legal risks on a daily basis. From firing staff to disputes with suppliers, a legal issue can quickly arise, resulting in substantial losses to your business. Starting as low as $40 […]

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Equipment Breakdown Coverage- Add On

A broken elevator, a failed cooling system, an inoperable computer network, or other equipment failures can be just as devastating to a business as a fire. Unfortunately, standard Fire or All Risk policies do not cover Equipment Breakdown. To address this incidental yet potentially severe exposure, APRIL Canada offers a comprehensive Equipment Breakdown package as […]

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Professional Liability Insurance

APRIL Canada is an MGA backed by worldwide expertise in providing innovative insurance solutions for your hard to place insurance risks across Canada. Consultants and Licensed Professionals have a special duty of care to their clients and therefore require a more specialized type of coverage over and above a standard CGL. Professional liability insurance, also […]

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Insurance for Seasonal or Secondary Homes

A home away from home isn’t just an escape, it’s an investment – and one which can be challenging to protect – whether it’s in another province, difficult to get to, or rented when not in use. APRIL Canada is here to help with a flexible Seasonal and Secondary Residence solution to fit your clients’ […]

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Data & Cyber Insurance

Every record of personal data, payment information, or confidential corporate document is exposed to a data breach, as soon as it’s stored on a computer network. Such breaches, apart from being costly to restore can lead to loss of revenue, legal issues and major reputation damage. Comprehensive, affordable and simple, APRIL’s solution will help you protect your client’s business worldwide.

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Automobile Insurance for Delivery Companies

Delivery companies must offer both speed and reliability of service no matter what they transport: mail, parcels, newspaper or even meals. This is also what APRIL Canada wants to offer your clients by offering a bespoke insurance adapted to their specific needs.

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Insurance for Retailers

From slip and fall to a theft, from a fire to an equipment breakdown, anything can happen in a retail shop. Being protected against the unexpected is key to all business owners. APRIL Canada has developed a solution that will offer all the flexibility your clients need to run their retail businesses with peace of […]

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Insurance for Financial Services

In today’s financial environment, companies providing advice are open to ever increasing liability, both from a company and personal perspectives. Financial Services organizations and professionals are at particular risk in this environment of increasing responsibility, scrutiny and accountability. APRIL Canada is proud to offer a variety of solutions to meet these growing needs across a […]

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Umbrella & Excess Insurance

APRIL’s Commercial Umbrella and Excess policy provides extra limits for those companies who need it. It enables your clients to not only increase their general or auto liability coverage but also fill potential gaps in their existing liability policies. 

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Product Contamination Insurance

Food and drink companies in Canada are experiencing a wide range of changes in their risk environment from regulatory change, cross-border exposure, media and consumer scrutiny, rising standards of food safety – all leading to an increase in the frequency and severity of recalls. We’re therefore delighted to introduce APRIL’s Food & Drink Product Contamination […]

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Insurance for homeowners living out of the country

Whether to invest, accommodate their child who is studying in Canada, have a pied-à-terre for business or enjoy a seasonal residence, many insureds are buying property in Canada, even if their primary residence is in another country. That said, it is often difficult for these clients to find insurance to cover their needs. APRIL Canada […]

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Motor Truck Cargo & Auto Physical Damage

APRIL has the ability to provide coverage for cargo nationally for any product via any conveyance. In conjunction with the cargo policy APRIL is able to provide alternate solutions to cover the auto physical damage.

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Marina Insurance

From small to large Marina’s APRIL is able to provide a package for on land operations, and in water marine liability exposures for repairs, sales and services associated with marinas.

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Jeweller’s Block Insurance

An extremely important coverage for businesses that retail in jewellery or have precious stones excluded from their standard property policy. Specialized in nature. 

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Medical Malpractice (E&O and D&O)

APRIL offers a full line of professional liability products for a vast array of professional services including E&O, D&O, and Medical Malpractice for all business sizes and ventures.

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Personal Automobile Insurance

At APRIL Canada, we can provide a wide range of tailor-made insurance solutions for personal auto. Our team of specialized underwriters can offer you great expertise.

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Automobile Insurance for towing companies

Every day, hundreds of towing companies come to the rescue of drivers in Quebec. To help them back, APRIL Canada offers a comprehensive insurance solution, specially designed to meet your client’s needs.  

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Automobile Insurance for movers

Every year, more than 400 000 moves are organized in Quebec. In order to bring peace of mind to your clients during their high season, APRIL Canada offers a tailor-made solution for movers. 

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Commercial Automobile Insurance

At APRIL Canada, we can provide a wide range of tailor-made insurance solutions for commercial auto. Our team of specialized underwriters can offer you great expertise.

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Fine Arts & Collectibles

APRIL provides specialist fine art insurance for galleries, museums, a range of businesses and individual collectors. We also provide insurance for a wide range of collectibles and valuables, from antiques and jewelry to coins and stamps.

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Insurance for Airbnb and Short Term Rentals

Although Airbnb © and more generally short term rentals have recently become popular among property owners, few people measure the actual risks involved.  In order to ensure proper coverage, each risk must be individually assessed on its own merits and exposures.  APRIL Canada can help with its new tailor-made rental solution.

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Environmental Impairment Liability

Canada has a vested interest in protecting our environment both locally and globally. Our continuously changing legislation is evidence that business owners must take their responsibility seriously, as an environmental disaster could also lead to a financial one. APRIL`s Pollution Liability policies are designed to respond to the potential environmental and pollution damage arising from […]

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Contractor`s Insurance

Whether a small family business, large project or high-risk activity, such as roofing, or occupational exposure such Architects & Engineers, a contractor`s needs can vary greatly. One insurance product rarely fits all risks. APRIL Canada can now help you find the solution that will meet your specific needs as a contractor.

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Architect insurance

For construction design and build professionals. APRIL has a product to cover the professional liability associated with these Architect and Engineering firms.

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Hospitality Insurance

Whether it’s a restaurant, bar, or pub, these businesses share similar exposures ranging from liquor liability to premises security & food / beverage safety to employee disputes. To face any eventuality, the owners need to have specific cover for customers, employees, the business and themselves. At APRIL, we understand that each risk is unique. We focus on […]

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Realty Insurance

The center of a building owner’s business is their property, so it’s critical to protect. Besides regular property maintenance and diligent tenant selection, appropriate insurance coverage is essential. Where standard markets increasingly shy away from these businesses due to a rise in claims frequency, older construction and other challenges, APRIL Canada stands out above the […]

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Student Housing Insurance

As College and University enrolment in Canada continues to increase, so does private student housing. With on-campus resources at capacity, savvy business owners and private individuals are responding to this growing trend. These shorter term rental agreements for younger, first time renters can pose a challenge when seeking insurance solutions.

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Small COC & Renovation Insurance

APRIL Canada is pleased to offer a new solution for smaller-scale projects, to give your clients the flexibility to chose the best cover for their renovations projects.  

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Construction Insurance

At the onset of a construction or renovation project there may not be much other than time invested, however it doesn’t take long for the values of material and time to accumulate. Our construction insurance solution is designed to help you protect your client`s investment at all stages of a project.  

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Product Recall Insurance

Canadian manufacturers, distributors and wholesalers have experienced consistent growth driven by a strong domestic economy. In addition, retailers, both large and small, are starting to require that all manufacturers and/or distributors carry their own property and liability insurance in order to have their product on the retailers’ shelves. One of the challenges, and also prominent […]

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Manufacturing & Wholesaler Insurance

Canadian manufacturers, distributors and wholesalers have experienced consistent growth driven by a strong domestic economy. In addition, retailers, both large and small, are starting to require that all manufacturers and/or distributors carry their own property and liability insurance in order to have their product on the retailers’ shelves. One of the challenges, and also prominent […]

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Non-Standard Financial Situation

Whether your client is new to Canada, buying their first home or struggling with financial issues, it can be difficult to find affordable home insurance without a proven track record. To help you to protect your clients, APRIL Canada is proud to present its tailored-made home insurance package including an optional payment plan.

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The Landlord Protection

Many property owners rent out their home or condo. The biggest stress area for a landlord is that his tenants don’t pay their rent or damage his property to the point that he has to go into his savings to pay his mortgage or make repairs. APRIL Canada is the first and only insurer to offer […]

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Insurance for Rented Homes

Many home owners rent out their properties through a lease. Their biggest stress is that their investment becomes a problem for them: tenants who don’t pay their rent or damage their rental; a water damage or worse, a fire. To better insure your clients, APRIL Canada is proud to present you a solution specifically designed […]

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Insurance for Vacant Homes

Whether your client is doing some cosmetic updates, trying to sell or rent his property, or is temporarily living elsewhere, it can be challenging to find the right coverage at a fair price. To help you to protect your clients’ investment, APRIL Canada is proud to present its tailor-made home insurance package including an optional […]

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APRIL Cargo and Storage

APRIL Canada writes the full spectrum of marine risks: spanning Hull & Machinery, Protection & Indemnity, Cargo, Marine Liability and Marinas.  Our offer here can apply to your clients both large and small, and wherever they may be within Canada. As a leading MGA and new entrant into Commercial Marine, we leverage our general strengths […]

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Marine Liabilities and Marine General Liability

APRIL Canada writes the full spectrum of marine risks: spanning Hull & Machinery, Protection & Indemnity, Cargo, Marine Liability and Marinas. Our offer here can apply to your clients both large and small, and wherever they may be within Canada. As a leading MGA and new entrant into Commercial Marine, we leverage our general strengths […]

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Marinas, boat dealers & yacht clubs

APRIL Canada writes the full spectrum of marine risks: spanning Hull & Machinery, Protection & Indemnity, Cargo, Marine Liability and Marinas. Our offer here can apply to your clients both large and small, and wherever they may be within Canada. As a leading MGA and new entrant into Commercial Marine, we leverage our general strengths […]

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Non-Fleet Insurance – 1 to 9 power units

At APRIL Transport we can protect your clients operating in Canada and the US against a wide range of risks in transport. Our team of specialized underwriters can offer you great expertise and assist you with the process.

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