Beauty & Style Professionals, Health & Wellbeing, Conselors & Trainers
Target
These are the top submission examples for each category. Coverage is available for a wide range of operations in addition to those noted below.
- Beauty & Style (operations involving altering a person’s appearance)
- Beauty Facial
- Electrolysis
- Eyebrows
- Eyelash Extensions
- Hairdressing
- Manicure & Pedicure
- Microblading / Micro – pigmentation
- Tanning
- Leisure & Lifestyle (operations that change how people feel)
- Astrology
- Flotation Tank Therapy
- All types of Massage
- Oriental Health Services
- Pilates
- Reiki
- Spiritual Healing
- Wellness Coaching
- Yoga
- Healthcare Professionals (for trained medical professionals)
- Acupuncture
- Life Coaching
- Dietitians
- Drug & Alcohol Counseling
- First Aid Training
- Movement Therapy
- Naturalistic Medicine
- Naturopathy
- Speech Therapy

About
The healthcare space in Canada is quite diverse due to the origins of its population as well as the Canadian mentality of living healthily and being active. Protecting the proprietors of these health care businesses becomes very important when contemplating liabilities arising from the physical and mental nature of the procedures. These procedures could potentially lead to complication resulting in major injury. APRIL has developed a Medical Malpractice Coverage that meets that needs of these health care operations. We have split theses operations into three main categories.
Contact
Coverage
- Limits up to $5,000,000
- Claims made basis
- Prior retro date
- Extended reporting period


Underwriting norms
- The professional must have at least one year of experience
- Sole proprietor or entities
- Individual or combined E&O/CGL limits
- Stand alone / Package options
- Botox treatments and invasive procedures are not eligible
- Primary healthcare providers, such as doctors and nurses, are not eligible